I Cant Pay My Rent This Month What Can I DO? Please Help!
#1: Inform Your Landlord Immediately if you Need Help Paying Rent
#2: Sort Your Finances Out to Help Pay My Rent
If you're facing financial hardship then it's time you confronted your demons and sorted your finances out. It's easier said than done however once you get it out of the way you'll feel much better. This is a crucial step when you need help paying rent. Create a income and expenditure financial statement, list all your income and expenses and go through them with a fine tooth-comb. Cut needless spending and then try to make the ends meet. Some of the areas you can cut back on are:
+ Eating Out: Fast Food/ Restaurant/ Take Away
#3: Don't Get in More Debt
Cut your credit cards up and stop using them until you get your financial house in order. Talking with my creditors helped reduce my payments by more than 50%, talking to a debt counselor helped to stop all my interest which made more pressing expenses like rent payment possible.
#4 How Do I Get Help With My Rent?
If you're on a very low income of have experienced poverty, financial despair or disaster recovery or are unemployed you can turn to public assistance for help. There are many programs that you can explore to reduce your expenses, you can even get help towards your rent. Check to see what benefits you might be eligible for and then look for any rental assistance programs that could help you.
I have listed all the options that you can explore for rental assistance below as well as other programs that could reduce your monthly expenses, rental assistance comes in the form of rental subsidy to landlords, Public Housing and Housing Choice Voucher Program (Section 8).
Rental Assistance Programs from HUD
#5: Help From Friends and Family for Rental Assistance
If you're already on the streets then it's time to swallow your pride and ask for help, delaying will only make things worse, if your family member or friends are willing to help then you're slowly taking positive steps to get out of hardship, if they refuse you'll only be back where you are now and you'll know who your friends are. Meet with your family members and friends, explain your circumstances and ask for help, more often than not you will receive help.
#6 Places to Stay if You're Homeless
#7: Contact Religious Organizations and Charities
I Cant Pay My Rent This Month What Do I Do?
If you're facing difficulties with your rent then it's time to open up and share the problem, take positive steps and improve your finances, look for ways to increase your income and lower your costs. Check for any help you can get from the government and always keep your landlord in the loop. If you cant pay your rent this month you need to take action.